The Southern California Physician, January, 2002

HICAP 2002 HMO Comparision Chart (Page 2)

 

BLUE SHIELD

Shield 65

800-488-8000

www.BlueShieldCA.com

 

INTERVALLEY

Service to Seniors

800-505-7150

www.IVHP.com

KAISER

Senior Advantage

800-443-0815

www.CA.Kaiserpermanente.org

 

COUNTIES COVERED

 

 

RIVERSIDE

SAN BERNARDINO                 

              

RIVERSIDE

SAN BERNARDINO

 

RIVERSIDE

SAN BERNARDINO

 

MONTHLY PREMIUM

 

 

$55

(plus $54 for Medicare Part B)

$50 Riverside

$30 San Bernardino

(plus $54 for Medicare Part B)

 

$57

(plus $54 for Medicare Part B)

 

OFFICE VISIT

 

 

$10

 

 

$10

 

$10

 

HOSPITALIZATION

$250 a day for 1-3 days. $0 for days 4-90 for Medicare-covered stay.  A max. of $750 out of pocket for each benefit period.

$0 for days 1-90 for a Medicare- covered stay.  $0 for additional days.  Unlimited days each benefit period.

$200 for each Medicare-covered stay.  Unlimited days each benefit period. Maximum $800 out of pocket cost each year.

 

PRESCRIPTION DRUGS

Co-Payment and Cap

 

 

Formulary Generic $10/30day sup. Mail order Formulary Generic drugs $20/90 day supply.  ANNUAL LIMIT:  $500 for Formulary Generic.

 Generic $10/30 day sup.   Form. Pref. Brand $25/30 day sup.   Non Form.  Brand $42/30 day sup.(Riv) $38/30 day sup.(SB)    Mail orders avail.  LIMIT: San Bern. Cnty Only brands subject to $450 limit.  Riverside Cnty all drugs subject to $450 limit.

 

 

Formulary generic $10/up to 100 day sup.  Formulary Brand names $25/up to a 100 day supply.  Mail order, same as above.  LIMIT: Combined formulary generic and formulary brand prescriptions $2,000.

 

SKILLED NURSING

Facility Co-Payment

(Medicare Criteria applies)

 

$0 up to 100 days per benefit period. No prior hospital stay required.

 

$0 up to 100 days per benefit period.  No prior hospital stay required.

 

$0 up to 100 days per benefit period.  No prior hospital stay required

 

AMBULANCE

 

$75 for Medicare-covered ambulance services

 

$50 for Medicare-covered ambulance services

 

$50 for Medicare-covered ambulance services

 

CHIROPRACTIC CARE 

 

$10 for Medicare approved services.

$10 for each Medicare-covered visit. $15 for each routine visit up to 15 visits per year.

 

$10 for each Medicare-covered visit.  No referral necessary.

 

DENTAL CARE

 

 

NOT COVERED

 

NOT COVERED

 

 

 

NOT COVERED

 

EMERGENCY ROOM

 

$50  each Medicare covered  ER visit; waived if admitted within 24 hrs. Worldwide coverage.

$50 each Medicare covered ER visit; waived if admitted within 24 hrs. Worldwide coverage.

$50 each Medicare covered ER visit; waived  if admitted within 24 hrs. Worldwide coverage.

 

HEARING CARE

 

 

 

$0 for Medicare-covered hearing exam (diagnostic hearing exams)               

 

$10 for Medicare-covered hearing exam (diagnostic hearing exams).

 

$10 for Medicare-covered hearing exam (diagnostic hearing exams).

 

HOME HEALTH CARE 

 

$0 for Medicare-covered home health visits.

 

$0 for Medicare-covered home health visits.

 

$0 for Medicare-covered home health visits.

 

MENTAL HEALTH CARE     (Outpatient)

 

 

$20 for Medicare-covered mental health services

 

$10 for Medicare-covered mental health services.

 

$10 for Medicare-covered mental health services.

 

PODIATRY CARE

 

 

 

$10 for each Medicare-covered

visit (medically necessary foot care).

 

$10  for each  Medicare-covered visit (medically necessary foot care).

 

$10 for each Medicare-covered visit (medically necessary foot care).

 

VISION CARE

 

$10 for each Medicare-covered eye exam(diag./treatment). $10 each routine exam. Covers up to $90 for eye wear every 2 yrs.

$10 each Medicare-covered eye exam(diag./treatment). $10 each routine exam. Covers up to $45 for eye wear every 2 yrs.

$10 each Medicare-covered eye exam(diag./treatment). $10 each routine exam. Covers up to $60 for eye wear every 2 yrs.

URGENT CARE

OUT OF SERVICE AREA 

$50 for each Medicare-covered urgently needed care visit.  Waived if admitted to hospital within 24 hrs. Worldwide coverage.

$10-$30 for each Medicare-covered urgently needed  care visit. Waived if admitted to hospital  within 24 hrs.  Worldwide coverage.

$10-$50 for each Medicare-covered urgently needed care visit.  Waived if admitted to hospital  within 24 hrs.  Worldwide coverage.

 

PREVENTIVE SERVICES

 

$10 for routine physical exams.  Limit 1 per year.

 

$10 for routine physical exam.  Limit 1 per year

 

$10 for routine physical exam.  No limit per year.

                    *Preventive Service Benefits; Yearly mammograms; Pap Smear, includes: pelvic & breast exam; diabetes glucose monitoring, diabetes education; colorectal & prostate cancer screening; bone mass measurement; flu, pneumonia shots & hepatitis B shots for medium to high risk patients.

                    

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